Blog

How Great is Your God, Christian Investor?...This question is the final line from a recent article I read in Biblical Leadership written by Robert Netzly of Inspire Investing. This article delves into the profound question of how one's life can serve as a radiant beacon,...

Do you know the changes with Secure Act 2.0?...Let’s face it, there are times the IRS code can be so confusing even they don’t understand it. Now with the new Secure Act 2.0 there are tons of changes (most for the better) that have taken place. Both for those in retirement and...

Do you have more month than money?...If so, you might just need a budget.A budget helps YOU control your money, instead of your money controlling you.Here are four quick tips to help you start a budget that can support your dreams and desires all the while making sure the day...

Are You Planning Your Budget for Summer Yet?...I know, we are in the middle of winter, it’s not even Spring yet and here I am talking about Summer. Well, that doesn’t change my question, are you? Summer is a fantastic time of the year. Kids are home, weather is good, and a lot...

The Power of Generosity When the economy is slowed and inflation runs high, household budgets can be strained and giving can become more difficult. All of us seem to be working with reduced resources feel as though we don't have enough to enjoy our own lives. So, the idea...

Have you ever heard of Tax Loss Harvesting?...Tax Loss Harvesting is an investment strategy that could help investors preserve value in their portfolio while reducing the amount of tax on capital gains. What most people don’t understand is if your capital losses for the year...

Have you taken your Required Minimum Distribution yet?...If you are over 72 years old, the IRS tax code states that you must take your Required Minimum Distribution by December 31st. The penalty for NOT taking it is 50% of the shortfall.Basically, if your R.M.D. was $5000 and...

Don’t you just love unexpected tax bills?...Most of the time, investors don’t mind capital gains. In fact, when markets are rocking along paying a capital gain tax is a welcomed thing, after all you made more money right?With the S & P 500 down over 15% this year, many...

How Fast Is Housing Affordability Deteriorating?...I read an article over the weekend about housing affordability. The article points out that Morgan Stanley claims housing affordability is deteriorating faster than any point in history.Interestingly here is what they are...

What are you thankful for?...Tomorrow, our nation will celebrate a day when we join family and friends for football, fellowship and food, way too much food.We all gather around tables and share our stories of thanks and gratitude.Most everyone will say things like, I am...

What is the most important financial question you could ever ask?...For grins, I put that question into the all-knowing and all-seeing Google search bar to see what I could find. What came up was 1,330,000,000 results, all in under 1 second. What was most interesting to me was...

What are your thoughts on pornography?...While you are thinking of your answer let me ask you another question.Would you own a company that produced porn?Now, if you are ok with porn, and you have that right, the rest of this post will be meaningless to you so you can save...

Social Security is a critical component of the retirement financial strategy for many Americans, so before you begin taking it, you should consider three important questions. The answers may affect whether you make the most of this retirement income source.When to Start? You...

Just read an article on Yahoo Finance about consumers starting to push back in the grocery stores because of inflation. Basically, the CEO of a small chain said they have noticed consumers buying generic over brand name and opting out of what he called “splurging” items like...

FAKE NEWS ON THE ECONOMY – Go figureSo yesterday, it appears there was a ‘fake’ report on the June inflation data. The markets immediately started reacting in a negative way. Even after the U.S. Bureau of Labor Statistics came out saying the report was fake.To me, this type of...

Inflation swindles almost everybody – stock investors, bond investors…We’ve all heard about Warren Buffett, the 91-year-old multibillionaire known for his friendly demeanor, modest style of living in Omaha, and remarkable ability to create wealth. How does he make so much...

Housing prices have increased every single month for the past 12-yearsThe housing market has been frustrating for buyers and a boon for sellers, but there are signs that those frustrations might be easing – depending on where you live. Would-be buyers have struggled with...