0.1 About Us

We are dedicated to providing investment management and strategic wealth planning that is right for you. Simply put, we strive to be our client’s trusted advisor.

02. Our Philosophy

As a firm, our focus is to understand your goals and develop a plan to reach them. We will meet with you to present an analysis and discuss our recommendations.

03. Our Process

A strong planning process is the best way to create a more financially secure plan. It is crucial to create a financial plan that seeks to protect your needs now, and that plans for the future, in a tax efficient manner.

Our Services

 

Retirement Planning

Long before retirement even hits our radars, we’re planning what type of education, skills training and professional designations we’ll acquire. We also spend a lot of time planning which industries are the best place to work in, and which employers to work for. Once employed, we carefully...
 

Investment Planning

While many of us don’t realize it, we are constantly engaged in subconscious acts of investment planning. We plan how we can best invest the limited time we have at our disposal. Would the 2-hours we have best be spent visiting a friend at the hospital, or would it be better invested, say, by taking...
 

Estate Planning

For some people, financial planning is mainly concerned with how best to go about building a nest egg, and how to make it last through retirement. But for many, there is a desire to ensure their estate delivers benefits beyond their own retirement, and produces a lasting legacy even after they have...

Our Team

We manage assets for individuals and families, providing investment management, and financial planning services.

Blogs

Jeff Talarico |
Categories
More than 60 million Americans had their identities stolen in 2018, a significant increase from 2015, where more than 15 million consumers were affected. With identity theft numbers on the rise, it certainly doesn’t appear likely that scammers are going away anytime soon. While there are no hard and fast rules when it comes to preventing identity theft, there are some things you can do to make it more difficult for scammers to obtain your...
Jeff Talarico |
Categories
One of the biggest decisions you will make in your life is buying a home. While home ownership is not for everyone, home ownership remains a goal for many. And while browsing real estate websites looking at homes can give you an idea of what’s available, and help determine what you’re looking for, home ownership is much more complicated than simply picking out an attractive home. One of the first things you need to do...
Jeff Talarico |
Categories
Being financially literate in today’s economic climate is more important than ever. Understanding finances can help you make better money management decisions, budget your money properly, adequately save for college, and be financially prepared for retirement. While it may sound daunting, financial literacy starts with a budget. Today, only one third of Americans have a budget that they actively use when making financial decisions, although 75% of Americans believe you should have a budget. With...

FAQs

Q

What is B.R.I.?

B.R.I. is the abbreviation for Biblically Responsible Investing. The best way to describe B.R.I. is this: You are a steward of what God has given to you. Are you choosing to invest in a way that pleases the Master or in a way that brings joy to the enemy of the Master?

Simply put, B.R.I. is investing God's way.

Q

Why should I invest in B.R.I.?

We believe that Biblically Responsible Investing is a credible approach to investing, one that allows a client, (believers and non-believers alike) to more closely align their vales and morals to their wealth accumulation. Most investors and for the most part financial advisors don't even know the wide availability of investments that can meet this need.

Most investors still seek financial counsel in how their money is managed, and don't know how to ask for their money to be managed in this way. 

Q

I've heard of S.R.I., is this the same?

Moral and ethical screening is not something new. Socially Responsible Investing, (S.R.I.) has been around for a long time. Below will be what S.R.I. screens for compared to what B.R.I. screens for and then what the overlay of the two would screen for.

S.R.I. only

  •  No Weapons
  •  Environment (Radical Conservationist) 

B.R.I. only 

  •  Life (vs abortion)
  •  Biblical marriage and family (vs LQBTQ radical agenda)

S.R.I. & B.R.I. 

  •  Human rights/No trafficking
  •  Environmental Stewardship
  •  No Pornography
  •  No Alcohol
  •  No Tobacco
  •  No Gambling

Graham, Loran, "Investing with Integrity: How Investment Choices Can be an Act of Worship," Spokane: Kingdom Life Publishing, 2018. Page 103. Used with permission, Loran Graham (c) 2018.

Q

Ok, I get it, but will I give up performance?

In an independent study done by the BRI Institute in 2013, using the historical performance of individual companies in the S&P 500 that have passed B.R.I. screening vs those that did not for the time frame of January 1, 2001 through December 31, 2016, shows no meaningful difference in performance. The cumulative returns showed the B.R.I. screened portfolio returning 112.02% and the unscreened portfolio returning 111.67%*

The report can be seen by clicking this link. BRI Report

 

*Remember past history is no guarantee of future results.