0.1 About Us

We are dedicated to providing investment management and strategic wealth planning that is right for you. Simply put, we strive to be our client’s trusted advisor.

02. Our Philosophy

As a firm, our focus is to understand your goals and develop a plan to reach them. We will meet with you to present an analysis and discuss our recommendations.

03. Our Process

A strong planning process is the best way to create a more financially secure plan. It is crucial to create a financial plan that seeks to protect your needs now, and that plans for the future, in a tax efficient manner.

Our Services

 

Retirement Planning

Long before retirement even hits our radars, we’re planning what type of education, skills training and professional designations we’ll acquire. We also spend a lot of time planning which industries are the best place to work in, and which employers to work for. Once employed, we carefully...
 

Investment Planning

While many of us don’t realize it, we are constantly engaged in subconscious acts of investment planning. We plan how we can best invest the limited time we have at our disposal. Would the 2-hours we have best be spent visiting a friend at the hospital, or would it be better invested, say, by taking...
 

Estate Planning

For some people, financial planning is mainly concerned with how best to go about building a nest egg, and how to make it last through retirement. But for many, there is a desire to ensure their estate delivers benefits beyond their own retirement, and produces a lasting legacy even after they have...

Our Team

We manage assets for individuals and families, providing investment management, and financial planning services.

Blogs

Jeff Talarico |
Categories
When John recently lost his wife Betty to cancer, their children were surprised to find out that neither John nor Betty had life insurance. As a result, the children ended up paying the cost of the funeral, and John, currently on a fixed income, is left contemplating whether he can afford to stay in the home they had lived in for over 25 years. An untimely death can have a major financial impact on those...
In recent weeks, you may have heard the word recession a lot. You may even have a vague understanding of what a recession is, but would like a better understanding of what a recession really is. What the Dow Jones Industrial Average? You probably hear that every night on the news and you know that it has something to do with the stock market, but aren't sure of the details. Here are some common terms...
Jeff Talarico |
Categories
As of December 2018, more than 43.7 million retired Americans collected Social Security, with more than 8 million disabled workers collecting benefits as well. But Social Security is much more than retirement income. Along with providing a small income to millions of seniors, Social Security also provides life insurance as well as survivor benefits. If you’re nearing retirement age and still have a lot of questions about Social Security, here are a few facts for...

FAQs

Q

What is B.R.I.?

B.R.I. is the abbreviation for Biblically Responsible Investing. The best way to describe B.R.I. is this: You are a steward of what God has given to you. Are you choosing to invest in a way that pleases the Master or in a way that brings joy to the enemy of the Master?

Simply put, B.R.I. is investing God's way.

Q

Why should I invest in B.R.I.?

We believe that Biblically Responsible Investing is a credible approach to investing, one that allows a client, (believers and non-believers alike) to more closely align their vales and morals to their wealth accumulation. Most investors and for the most part financial advisors don't even know the wide availability of investments that can meet this need.

Most investors still seek financial counsel in how their money is managed, and don't know how to ask for their money to be managed in this way. 

Q

I've heard of S.R.I., is this the same?

Moral and ethical screening is not something new. Socially Responsible Investing, (S.R.I.) has been around for a long time. Below will be what S.R.I. screens for compared to what B.R.I. screens for and then what the overlay of the two would screen for.

S.R.I. only

  •  No Weapons
  •  Environment (Radical Conservationist) 

B.R.I. only 

  •  Life (vs abortion)
  •  Biblical marriage and family (vs LQBTQ radical agenda)

S.R.I. & B.R.I. 

  •  Human rights/No trafficking
  •  Environmental Stewardship
  •  No Pornography
  •  No Alcohol
  •  No Tobacco
  •  No Gambling

Graham, Loran, "Investing with Integrity: How Investment Choices Can be an Act of Worship," Spokane: Kingdom Life Publishing, 2018. Page 103. Used with permission, Loran Graham (c) 2018.

Q

Ok, I get it, but will I give up performance?

In an independent study done by the BRI Institute in 2013, using the historical performance of individual companies in the S&P 500 that have passed B.R.I. screening vs those that did not for the time frame of January 1, 2001 through December 31, 2016, shows no meaningful difference in performance. The cumulative returns showed the B.R.I. screened portfolio returning 112.02% and the unscreened portfolio returning 111.67%*

The report can be seen by clicking this link. BRI Report

 

*Remember past history is no guarantee of future results.